Savings Calculator

Buy vs. Lease Car Savings Calculator

See your estimated monthly payment and total cost for either buying or leasing. Switch between the Buy / Finance and Lease tabs to compare both side by side, then let us negotiate the deal and save you money.

Buy / Finance

Lease

Vehicle Price

Down Payment

Trade-In Value

CA Sales Tax Rate

DMV / Registration Fee

Interest Rate (APR)

Loan Term

months

Estimated Monthly Payment$0

Amount Financed$0

Sales Tax$0

DMV / Registration Fees$0

Total Interest Paid$0

Total Cost (incl. down, tax & fees)$0

Vehicle Price (MSRP / Cap Cost)

Down Payment / Cap Reduction

Residual Value (end of lease)

Money Factor

CA Sales Tax Rate

DMV / Registration Fee

Lease Term

months

Estimated Monthly Lease Payment$0

Monthly Depreciation$0

Monthly Finance (Rent) Charge$0

Monthly Tax$0

DMV / Registration Fees$0

Total Lease Cost (incl. down & fees)$0

Tip: The money factor is roughly your APR divided by 2400 (for example, 6% APR is about 0.0025). Residual value is typically set by the leasing company as a percentage of MSRP. In California, lease tax is applied to each monthly payment.

Not sure whether to buy or lease? Compare both options above, then let our experts negotiate on your behalf. We can save you thousands on your next vehicle.

Compare Buy vs. Lease

All figures are estimates for illustration only. Your actual payments and total cost will vary based on your location, exact tax and registration fees, lender terms, credit, and the final negotiated price. Contact Pro Auto Consultant for a personalized quote.